Why you should use ESPC Mortgages

David Lauder from ESPC Mortgages explains why you should seek independent advice from them. 

Choosing the correct mortgage can be a difficult business and no case or circumstances are the same which means no solution is the same. One of the key things that will be taken into consideration is affordability – how much can the client afford to borrow and in return pay per month?

This is very important. At ESPC we have a duty of care to ensure we don’t just get our clients a mortgage but ensure they can afford it and therefore keep their house. We have the knowledge to analyse, compare options and advise the most suitable solution tailored to their circumstances.

We deal with all different types of clients but are particularly proud of the service to first time buyers who are new to the process and we ensure we take them by the hand through the whole process explaining and educating what the buying requirements are. Being independent mortgage advisers mean we can deal with all the main banks and building societies to ensure we can provide a competitive solution that the client is eligible for.

We do not look at the mortgage in pure isolation and also can take care of other needs when buying a property such as insurance requirements to ensure they have suitable solutions in all the required areas when buying a property. We have dedicated points of contact who will be readily available to answer questions or concerns and provide regular updates on the progress of your case to ensure a successful outcome to take away any stress or inconvenience for the client.

As independent mortgage advisers, ESPC Mortgages can help with all aspects of understanding your budget, applying for a mortgage and dealing with the relevant insurance requirements. Give them a call on 0131 253 2920.

The information contained in this article is provided in good faith. Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain. No Individual mortgage advice is given, nor intended to be given in this article.

The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £350 (£295 for first time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.